Cook rolled oats according to package instructions, using milk for a creamier texture; stir occasionally until thickened (about 5 minutes).

In a skillet over medium heat, melt butter or coconut oil. Add sliced bananas and a pinch of cinnamon; cook until golden brown (3-4 minutes).

Stir cocoa powder into cooked oats until well combined.

Drizzle in maple syrup; mix thoroughly and adjust sweetness if needed.

Gently fold in caramelized bananas; serve warm with extra banana slices or nuts as desired.